The STR Loophole Could Save You Thousands. But Only If You Can Prove It.
The IRS lets you use short-term rental losses to offset your W-2 income—but only if you materially participate. That means tracking every hour you spend on guest messages, maintenance, cleaning coordination, and more.
Miss the 100-hour threshold? You lose the deduction.
Get audited without documentation? Even worse.
$12,847
Average tax savings
100 hrs
Minimum to qualify
7 days
Average rental test
Qualify in 3 Simple Steps
Add Your Properties
Set up each STR with your target hours—100 or 500—and start tracking from day one.
Log Hours Instantly
Voice logging, quick-tap entries, or manual input. Whatever's fastest while you're working.
Export for Tax Time
Generate audit-ready PDF reports broken down by property and activity type.
Built for Investors Who Want the Deduction
Voice Logging
Just say 'spent 30 minutes on guest messages' and we'll log it automatically.
Per-Property Tracking
Track hours separately for each rental. Material participation is per-property.
100 or 500 Hours
Choose your threshold—standard test or safe harbor. We track your progress.
Third-Party Hour Tracking
Track hours from cleaners, co-hosts, and property managers. Know if you're beating the 'more than anyone else' test.
Spouse Hours
Add your spouse so their hours count toward your material participation total—just like the IRS allows.
Calendar Sync
Sync your calendar so bookings and property activities are automatically tracked.
Progress Dashboard
See exactly where you stand and how many hours to qualification.
CPA-Ready Reports
Export detailed PDF reports that satisfy IRS documentation requirements.
PMS Sync
Coming soon — connect your property management software to auto-log guest communications and activities.
Can you qualify for the Short-Term Rental Loophole?
For short-term rental operators who want to stop overpaying in taxes.
Let's get started
This quiz checks the two main IRS requirements:
Average Stay and Material Participation.
Trusted by STR Investors
Finally, an app that actually understands what STR investors need for taxes. Saved me hours of spreadsheet headaches.
Sarah M.
3 properties
The voice logging is a game-changer. I log my hours while I'm still on the phone with guests.
Michael R.
5 properties
My CPA was genuinely impressed with the reports. Way better documentation than my old system.
David L.
2 properties
Learn the STR Loophole
Expert guides to help you understand material participation, documentation requirements, and tax-saving strategies.
How to Calculate Your STR Loophole Tax Savings (With Examples)
Walk through the full STR loophole tax savings math, with worked examples for a $450K W-2 couple and a $250K single filer. Plug your own numbers into the free calculator.
Read about how to calculate your str loophole tax savings (with examples)Personal Use Days and Your STR: What the IRS Actually Counts
You can stay at your own STR without killing your tax deduction — but only if you stay under the §280A(d) threshold and frame on-site time as business, not personal.
Read about personal use days and your strTreasury Regulation 1.469-1T(e)(3)(ii)(A) Explained: The Legal Foundation of the STR Loophole
The STR loophole is not a hack. It is a 1988 Treasury regulation that says rentals with an average customer use of 7 days or less are not rental activities under IRC §469. Here is the full legal chain.
Read about treasury regulation 1.469-1t(e)(3)(ii)(a) explainedThe Cleaner Rotation Hack: A Simple Trick to Qualify for the 100-Hour Rule
If you're using the 100-hour rule, your cleaner might be the one thing standing in your way. The fix? Use more than one cleaner.
Read about the cleaner rotation hackDo You Need to Be Involved in Day-to-Day STR Management?
You don't need to handle every task yourself. The IRS measures total hours, not daily involvement. Here's what actually matters for material participation.
Read about do you need to be involved in day-to-day str management?Personal Use Days: How Many Before You Lose the Tax Benefits?
The personal use rules under Section 280A can kill your STR tax strategy. Exceed 14 days (or 10% of rental days) and your deductions are capped at rental income.
Read about personal use days